Taking on More Debt

Posted on Oct 24, 2016

Lending Club is the world's largest online credit marketplace, facilitating personal loan, business loans, and financing for elective medical procedures.  Borrowers access lower interest rate loans through a fast and easy online or mobile interface.

They provide 2 sets of data: Rejected Loans and Approved Loans from 2007 to 2016Q2.  The Rejected Loans were analyzed in detail.

Rejects

What were the loan amounts of rejected loan applications?  What was the average amount?  Loan amounts were bucketed into 8 categories:

under $3000, $3000-5999, $6000-8999, $9000-11999, $12000-14999, $15000-17999, $18000-21999, $22000+

loansize

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